Banker's Expectation, Loan Structure and Business Performance of Commercial Banks

Abstract

The influence of expected financial markets is a hot topic for scholars at home and abroad. As the main body of commercial banks' operation, bankers' expectation will have an impact on the loan structure and operating performance of commercial banks. In this paper, bankers' expectations, loan structure and business performance of commercial banks are incorporated into the same analytical framework, and the intermediary effect model is used to empirically analyze the influence of bankers' expectations on the business performance of banks through the intermediary of loan structure, and put forward some suggestions.